storm damage inspection

The first step is to contact a roofing company to have your roof inspected. but not all the roofing companies know how to handle an insurance claim so you need to watch who you call

After getting the roof inspected, marked out and getting a report with the evidence of the damage is time to call your insurance and have them send an adjuster. Communicate with your roofing company about the date when the adjuster is coming to evaluate the damages.

Us your roofing company would meet with the field adjuster and make sure he documented all the damages on the roof. the field adjuster will forward all the evidence to the desk adjuster, the desk adjuster will evaluate the evidence and he is the person who has the last decision on the file, at this point it will have been 2 weeks since the the day decide to file.

After the desk adjuster has received and evaluated the evidence. them waiting for a decision is the only option, the decision will be mailed or electronically sent to the property owner.

If the claim is approved insurance will mail a partial check that will cover half of the total restoration cost, the second part of the cost is mailed after the restoration is completed, the insurance has a software that determine the cost of the replacement. If the claim is denied knowing that the damage is real, an adjuster re-inspection has to be schedule. At this point us your roofing company is more involved calling the desk adjuster and making sure he is not missing anything.

If the claim is approved with the first inspection the process takes from 3 to 4 weeks, but if claim is denied process can prolong up to 8 weeks until finally get a positive decision.

Filing and insurance claim is a process that, sometimes can involve up to 3 visits from your adjuster and roofing company, however receiving that approval letter on the mail pays for itself and SELECT ROOFING SERVICES is here to make sure you get that approval letter.